In the previous lesson, The Three D’s ( Deter, Detect, Defend) were discussed on what to do when identity theft occurs. This quick lesson will give you the 5 popular methods that thieves utilize to get your personal information in order to wreak havoc on your identity. The time and effort you have to put in to correct the theft of your identity is time consuming to say the least. Paying attention to these methods of theft will educate you on being more careful.
Skilled identity thieves use a variety of methods to steal your personal information. The OG Dude will provide you with the five most common ways these thieves attempt to gain personal information access.
1.) Dumpster Diving: The thief or thieves rummage through trash looking for bills or other paperwork with your personal information on it.
2.) Skimming: The thieves steal credit card and debit card numbers by using a special storage device when processing your card.
3.) Slamming: They pretend to be financial institutions and send spam or pop up messages to get a sucker like you to reveal your personal info online.
4.) Jamming: They divert your billing statements to another location by completing a change of address form.
5.) Old School Stealing: They steal wallets and purses, laptops, mail that includes bank and credit cards, pre-approved credit offers, checking account checks, and tax information. They also steal records from their employees or bribe employees that have access to these records.
I hope this information is useful and remember to be careful.
Until the next lesson, “Stay Down.”
Article written by: OG DUDE
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